First Latitude

Secured Rewards

Make Payments, Earn Rewards!

Imagine being rewarded for simply paying your bill each month. First Latitude Rewards is the all new program that rewards you for making payments on your account. See First Latitude Rewards Program Terms & Conditions for details.

Earn 1% cash back on payments and easily redeem in our user-friendly mobile app. When your account is opened, you are automatically enrolled and you’ll start earning rewards on every payment you make!

First Latitude Rewards FAQ’s

How do I apply for First Latitude Rewards?

Apply for a First Latitude Secured Mastercard® account today and start earning 1% cash back based on payments that you make to your First Latitude account. After opening your account, you are automatically enrolled in First Latitude Rewards.

How do I earn rewards?

Rewards are earned by making payments to your First Latitude Secured Credit Card and are tracked as points. You will earn 1 point for every dollar of payment made to your account which equates to 1% cash back in First Latitude Rewards. Cash back is provided in the form of statement credits. Payments to the Program Fee (if applicable), security deposits, or merchant credits/refunds to your account do not earn rewards.

Will my rewards expire?

First Latitude Rewards do not expire and are good for the life of the account. However, if your account is closed for any reason, you will lose any unredeemed rewards.

How do I redeem rewards?

Once you have accrued at least 500 points, you can redeem your rewards. Rewards can be redeemed online via the Customer Center on Myccpay.com or by calling our friendly customer service team. Points can be redeemed in 500-point increments and will be applied as a credit to your card account. Each 500-point redemption will result in a $5 statement credit. Rewards redeemed as a statement credit to your First Latitude account are applied to your outstanding account balance. You must still make regularly scheduled payments.