Our credit scoring model doesn’t care whether your card is secured or unsecured. If your credit score is less-than-perfect, a secured credit card may be a good option for you.
Qualifying for credit often requires you to have good credit. This catch-22 can make it difficult when you are trying to get a credit card and have poor credit or minimal credit history.
What is a secured credit card? If you are unfamiliar with this term, you’re not alone! Here are the main differences between secured and unsecured credit cards.